I’m getting ready to sent in a credit dispute and was wondering what inaccuracies can you report? Such as wrong open dates, the original creditor is no longer in business and is closed, amount? And what if you don’t have any copies of original debt to send to the credit bureaus? My question is what will justify the CRAs to investigate the negative item on my credit report and get it removed, and what keeps the collector from re-inserting the item back on the credit report if it is removed?
